Randy Dotemoto is an innovator in alternative financial services. A native of Manhattan Beach, CA, Randy has spent his career creating new services to the underbanked in Southern California. He is well-versed in the needs of the consumer and understands what good, hard-working Americans need when it comes to alternative financing. Randy is the former Senior Vice President of Kinecta Federal Credit Union and President of their Nix Financial division. Overcoming barriers was a specialty for Mr. Dotemoto as he continuously brought in new technology and products to assist the underbanked with alternative financial services designed to meet their needs.